What to Do If You’ve Been Hit by an Uninsured Driver

Every accident is stressful, but learning that the other driver was uninsured can be even more worrisome. A significant number of drivers in Tennessee lack the proper car insurance, even though it is illegal to drive without it. If you are in such an accident, you need to know what to do to recover damages in your case. The first step you should take after the dust has settled is to talk to an empathetic car crash lawyer in Nashville, TN from Selvidge Injury Law.

What to Do Immediately After the Accident

Right after an accident like this, you can take steps to protect your rights to compensation. In these accidents, prioritize your safety first. With that in mind, consider the following steps.

• Call 911. Tennessee law requires that drivers call the police immediately if anyone suffers an injury or dies, or if the property damage exceeds $50. Wait for law enforcement to arrive to document the incident.
• Collect evidence. Gather evidence from the scene by taking photos of the damage to all vehicles, the road conditions, the location of the incident, and your injuries. Get the name and contact information for all people involved and, when possible, witnesses. This information helps you to back up your claim later.
• Get medical care. Right after your accident, seek medical care. Doing so protects you from unknown injuries and helps demonstrate that the losses you have directly relate to the accident.

By taking these steps, you safeguard your rights to seek compensation. Now that you do this, and you continue to receive any medical care you need, contact an uninsured accident attorney from our firm for guidance.

What to Do If You’ve Been Hit by an Uninsured Driver

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Alert Your Insurance Company

If you have uninsured motorist coverage, a policy you purchase through your own insurer, it can provide you with financial compensation up to the policy limit. Tennessee requires all insurance companies to offer uninsured motorist coverage to the policyholder.

If you have this type of policy, alert your insurance company about the accident, but do not file a claim just yet. You need to know what all of your losses are and whether you will recover from the accident fully.

You will need to determine if the other driver has insurance or not, before you will know if you need your own uninsured motorist coverage to cover the claim. Your car or truck accident attorney in Nashville will help you navigate the options next.

Seek a Lawsuit Against the At-Fault Party

When your losses are more than your uninsured motorist coverage, you may seek a lawsuit against the at-fault driver. Your attorney will guide you in this process. In some situations, the other party may not have significant assets, making it challenging to recover damages. However, your attorney may look for alternative parties who may be responsible and seek legal action under those policies.

Every case is very different. The most important thing is to involve an uninsured motorist accident attorney as soon as possible. Doing so protects your rights.

Contact Our Uninsured Motorist Accident Lawyer

Contact Selvidge Injury Law for a free consultation to discuss your case and your right to recovery of damages with our local personal injury attorney in Nashville. The sooner you contact an attorney, the easier it is to protect your rights and seek fair compensation. Call our legal team today for a free consultation to learn more about what your rights are in these situations.